Cybersecurity & compliance consulting
Beyond Verification.
Towards Velocity.
Accelerate your digital onboarding with intelligent identity verification, secure authentication infrastructure and compliance-focused automation.
We design and implement it on your infrastructure. Authentication runs through your licensed provider.
Illustrative demo
From identity request to onboarded customer
Select a stage to see what happens there and who performs it.
- Stage 1 of 5, Complete. The applicant starts onboarding on your channel and gives consent. Performed by: Your onboarding channel.
- Stage 2 of 5, Complete. UIDAI authenticates the applicant by OTP or biometric mode, via your licensed provider. Performed by: UIDAI, via your licensed provider.
- Stage 3 of 5, Complete. Device, network and location signals are checked against your risk rules. Performed by: Fraud and device-intelligence tooling you license.
- Stage 4 of 5, Complete. Three possible outcomes: verified, step-up required or not verified. Performed by: Your decision rules and audit trail.
- Stage 5 of 5, Complete. A verified applicant continues into your account-opening workflow. Performed by: Your account-opening or core banking system.
Example outcome: Verified
The applicant continues to account opening.
Stage 5 of 5Onboarding Completion
A verified applicant continues into your account-opening workflow. A verified applicant moves into your account-opening or core banking workflow without physical paperwork. Only the data the next step needs is passed on, in line with the data minimisation built into the integration design.
Your account-opening or core banking system
Illustrative demo. It does not collect, send or verify any personal data, and it does not connect to any authentication service. In a live deployment, authentication runs through your licensed provider on your infrastructure; AuthTechAI designs and implements the journey.
Regulatory update · 31 July 2026
The rules changed. We know where you stand.
AuthTechAI advises Indian banks, NBFCs and insurers on cybersecurity and regulatory compliance - then implements and operates what the assessment says you need, and trains your team to run it.
The RBI has rewritten the rulebook, with no transition period
On 31 July 2026 the Reserve Bank issued seven entity-wise Cybersecurity, Technology: Risk, Resilience and Assurance Framework Directions - for commercial banks, small finance banks, payments banks, urban co-operative banks, all India financial institutions, NBFCs and credit information companies - and repealed the instructions they replace. They took effect on issue. What applies depends on your entity class and, for NBFCs and urban co-operative banks, your layer, size or level. For a commercial bank, for example:
- A CISO who does not report to the Head of IT and carries no business targets
- A Cyber Security Operations Centre with round-the-clock monitoring and tiered escalation
- Vulnerability assessment at least every six months and penetration testing at least every twelve, for critical and customer-facing systems
- Cyber incidents reported to the RBI on DAKSH within six hours of detection, and notified to CERT-In
- A Board-level IT Strategy Committee, with an Information Security Committee under its oversight
- Disaster recovery drills for critical systems at least every six months
Frameworks we assess against
- RBI Cybersecurity Directions 2026
- DPDP Act 2023
- CERT-In Directions 2022
- Aadhaar Act & UIDAI regulations
- ISO 27001
Discover AuthTechAI
Empowering financial institutions across India
Accelerating digital trust through AI, cyber security and regulatory compliance.
Founded with a vision to streamline financial services, AuthTechAI aims to eliminate physical paperwork and manual verification, making customer onboarding seamless.
What we do
Four ways we work with you
Most engagements start with an assessment and continue into whichever of the other three the findings call for.
Advisory & compliance readiness
Gap assessment against the RBI Cybersecurity Directions 2026, DPDP, CERT-In and the Aadhaar framework. We tell you where you stand, what the regulator will ask, and what to fix first.
Implementation & integration
Hands-on deployment of the security stack - SIEM, PAM, API gateways, identity infrastructure - configured to the control the regulation actually asks for, not the vendor default.
Managed services
24×7 SOC monitoring, SIEM operations and incident response, delivered with our technology partners under a single engagement and a single SLA.
Training
Hands-on training for your own team - SOC analysts, SIEM and PAM engineers, compliance leads - so the skills stay in-house. We train your people; we do not supply staff.
Comprehensive digital onboarding solutions
Explore our full-stack digital onboarding services, tailored for secure and efficient customer acquisition in the financial sector.
Consultancy
Advice you can act on, across cybersecurity, digital identity and regulatory compliance. We assess where you stand against the RBI Directions, the DPDP Act and CERT-In rules, and give you a prioritised plan your board and auditors can work from, then help you put it in place.
Secure Authentication Infrastructure
Design and implementation, on your estate, of the systems an AUA or Sub-AUA runs - consent capture, request handling, Aadhaar Data Vault and HSM integration. Your systems reach UIDAI only through your own ASA or parent AUA, under your UIDAI approval.
Fraud Detection & Device Intelligence
Advanced protection through AI-powered fraud detection, risk monitoring and device intelligence systems to secure digital identity transactions.
Security Operations & Regulatory Compliance
Continuous protection and regulatory alignment with Authentication User Agency (AUA) and Sub-Authentication User Agency (Sub-AUA) requirements.
Your onboarding journey
How AuthTechAI works
Integrate
We connect your onboarding channels, your licensed authentication provider, core banking and fraud tooling through hardened, access-controlled APIs.
Authenticate
Applicants are authenticated through your licensed provider, by OTP, fingerprint or face-based modes, after consent is recorded.
Onboard
Verified customers move into your account-opening workflow without physical paperwork, with each decision recorded in a tamper-evident audit trail.
We design and implement this journey on your infrastructure. Authentication runs through your licensed provider.
Why AuthTechAI
We speak regulation, and we have implemented it
Most tech companies fear the regulator. We work with them. Our foundations are in the Indian banking and insurance sectors, and our practice is built on knowing what an inspection actually asks to see - not on a generic control catalogue.
Advisory alone leaves you with a report. Implementation alone leaves you with a tool. We do both, then run it and train your team, so the posture holds between inspections rather than only at them.
- Simple
- Secure
- Scalable
- Assess
- Remediate
- Sustain
- Evidence
- Repeat
How an engagement runs
From findings register to sustained posture
Assess
A structured gap assessment against the Directions that apply to your entity class. You get a findings register, severity ranking and a board-ready summary.
Remediate
We design the controls, deploy the technology and write the evidence trail - governance, SOC tiering, VA/PT cadence, incident reporting paths.
Sustain
Managed monitoring, recurring assessment and training for your team so the posture holds between inspections, not just at them.
Trust, security & compliance
Clear about our role, and about yours
The scope we work to, the obligations that stay with your institution, and how to report a security issue to us.
AuthTechAI is a consultancy and systems integrator. We hold no licence, appointment, registration or approval from UIDAI, and we are not an AUA, KUA, Sub-AUA, Sub-KUA or Authentication Service Agency. We do not submit authentication or e-KYC requests to UIDAI, or connect to UIDAI's systems, on our own account. UIDAI performs authentication on requests your institution submits under its own approval, through its ASA or parent AUA. We design and implement, on your infrastructure, the systems your institution uses to make those requests.
Your journey, simplified
Frameworks we assess against
This is the scope of our practice, not a list of certifications, approvals or accreditations.
- RBI Cybersecurity Directions 2026
- DPDP Act 2023
- CERT-In Directions 2022
- Aadhaar Act & UIDAI regulations
- ISO 27001
Obligations your institution carries
Which ones apply, and on what cadence, depends on your entity class. The RBI rows show the position for a commercial bank. We design the incident reporting paths, log retention and testing cadence around them.
- 6-hour incident reporting to CERT-InCERT-In Directions 2022
- 180-day logs retained in IndiaCERT-In Directions 2022
- Cyber incidents reported to the RBI on DAKSH within six hours of detection, and notified to CERT-InRBI Cybersecurity Directions 2026
- Vulnerability assessment at least every six months and penetration testing at least every twelve, for critical and customer-facing systemsRBI Cybersecurity Directions 2026
Reporting a security issue
If you have found a security vulnerability affecting AuthTechAI, we want to hear about it. Our responsible disclosure policy sets out how to report it and what happens next.
Our policy does not cover systems belonging to our client institutions, and we cannot authorise testing of them. Report an issue in a client's system to that institution or to CERT-In.
Compliance is not a project you finish. It is a posture you hold.
Success with AuthTechAI
Faster onboarding. Trusted compliance. Scalable simplicity.
“AuthTechAI transformed our customer onboarding process completely. What used to take days is now done in minutes with full security and compliance.”
Founder, SaaS Startup “The biometric verification and paperless workflow are incredibly smooth. Integration was fast, and our customer experience improved immediately.”
CTO, Digital Lending Platform “Reliable, secure, and easy to use. AuthTechAI helped us reduce manual verification costs while improving accuracy.”
Product Manager, Banking Services
Ready to transform
Find out where you stand
A structured gap assessment against the Directions that apply to your entity class, with a findings register your board and your auditor can both work from.